We had a wonderful trip to South America and I thought it wise to purchase travel insurance which I did from Travel Ace at the recommendation of my agent  Anavilma at Viajes David here in Boquete.

We attempted to leave Bariloche on an evening flight that was cancelled to Buenos Aires as their airport was closed to to fog.  The situation caused a 2 delay to as there were no open flights until then.  We booked a new flight for only $200 total and by the grace of God and a generous person, I was able to obtain to return tickets back to Panama at COPA for only $748 for each of us as opposed to the $1,300 one way standard airfare.

When I got back to Boquete, I filed a claim with Travel Ace through my agent Anavilma at Viajes David who just informed me that Travel Ace was denying the claim as I did not report this within 24 hours!!

I noticed that Trip Advisor has some alerts on them and for good reason.  They issue a policy that has so many exclusions, it is worthless and therefore considered a SCAM!!  TRAVELERS BEWARE.