{"id":34444,"date":"2023-09-08T18:55:08","date_gmt":"2023-09-08T23:55:08","guid":{"rendered":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/?p=34444"},"modified":"2023-09-08T18:55:09","modified_gmt":"2023-09-08T23:55:09","slug":"real-estate-for-sale","status":"publish","type":"post","link":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/real-estate-for-sale\/","title":{"rendered":"Cyber insurance prices in Latin America continue to rise"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"456\" src=\"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM-1024x456.png\" alt=\"\" class=\"wp-image-34445\" srcset=\"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM-1024x456.png 1024w, https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM-300x134.png 300w, https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM-768x342.png 768w, https:\/\/panamaadvisoryinternationalgroup.com\/blog\/wp-content\/uploads\/2023\/09\/Screenshot-2023-09-08-at-6.54.05-PM.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">According to the Global Insurance Market Index prepared by the insurance brokerage company and risk administrator Marsh, commercial insurance prices in Latin America increased by 8% in the second quarter of 2023 as in the first quarter and against 3% globally.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The report reflects that this second quarter of 2023 marks the twenty-third consecutive quarter of price increases, and among the most relevant findings for Latin America it was found that the price of property damage insurance increased by 7%, compared to 8% in the previous quarter; it was the nineteenth consecutive quarter of increase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, the coverage of strikes, riots and civil upheaval (SRCC), continued to be a challenge due to political uncertainty in the region, particularly in Chile and Colombia. Liability insurance prices also increased by 12% this quarter, compared to 10% in the previous quarter.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Similarly, civil liability in the automotive sector experienced the largest increases throughout the region, particularly in Mexico, driven by claims, inflation and labor costs. The price of financial and professional lines remained stable, compared to an increase of 1% in the previous quarter.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, the prices of cyber insurance increased by 12% compared to 15% in the previous quarter, and the demand for cyber insurance in the region drove an increase in capacity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this regard, Ernesto D\u00edaz, Placement Leader for Marsh Latin America said that there is no doubt that the moderation of prices in cyber insurance and Directors and Administrators (D&amp;O), is a positive effect for customers, however the continuous increases in the physical goods market, specifically for catastrophic risks, continue to be an area of concern and focus for us.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;As we move forward in the second half of 2023, we are working with our clients to explore a wide range of options that will help them face the challenges that lie ahead in the midst of the continuous economic, inflationary and geopolitical uncertainty, and achieve optimal results in the insurance market,&#8221; D\u00edaz said.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\">Source<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>According to the Global Insurance Market Index prepared by the insurance brokerage company and risk administrator Marsh, commercial<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-34444","post","type-post","status-publish","format-standard","hentry","category-news-articles-panama-perpsective"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - 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