{"id":31645,"date":"2021-07-05T14:52:52","date_gmt":"2021-07-05T19:52:52","guid":{"rendered":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/?p=31645"},"modified":"2021-07-05T14:52:52","modified_gmt":"2021-07-05T19:52:52","slug":"7-things-need-know-healthcare-panama","status":"publish","type":"post","link":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/7-things-need-know-healthcare-panama\/","title":{"rendered":"7 Things You Need To Know About Healthcare In Panama"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Panama is a haven for expats, and it\u2019s not hard to see why. The weather is lovely (around 80 degrees, depending on the time of year and location). The beaches are gorgeous (the western province of Bocas del Toro has hidden caves and great snorkeling). The country\u2019s food scene is on the cusp of exploding in popularity (with rumors of future Michelin stars gripping the foodie community). Add in the fact that Panama is affordable and eager for expat investment, and you have just about the perfect destination for retirement.<\/p>\n

If you\u2019re pondering an opportunity to relocate there once your working life winds down, here are some valuable things to know about the healthcare system in\u00a0Panama<\/a>\u00a0to help you organize your future plans.<\/p>\n

1. Understanding How Panama Ranks Worldwide<\/h2>\n

On the\u00a0World Health Organization<\/a>\u2019s annual ranking of the world\u2019s most efficient healthcare systems, Panama places 95th out of 191 countries. This puts it exactly in the middle, far ahead of countries like India, Bolivia, and Kenya, but well behind Colombia, Thailand, and Egypt. In general, expats consider healthcare in Panama to be excellent. In particular, doctors and nurses are consistently praised for their\u00a0outstanding bedside manner<\/a>\u00a0and warm, compassionate care.<\/p>\n

Nearly all doctors in Panama speak English, as do many nurses. Panama City in particular is home to superb healthcare facilities. In fact, the city is one of the regional leaders for medical tourism and dental work, cosmetic work, and joint replacement surgeries.<\/p>\n

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However, healthcare in rural areas is limited and smaller facilities lack funding. A majority of doctors live in Panama City (where they can stand to make more money, in part because of medical tourism opportunities), and it\u2019s increasingly challenging to attract doctors to remote posts.<\/p>\n

\"Punta
PUNTA PACIFICA (MICHAELJAMES22 \/ SHUTTERSTOCK.COM)<\/figcaption><\/figure>\n

2. The Best Facilities Are In The City<\/h2>\n

Like many countries, Panama\u2019s best medical facilities are concentrated in urban areas. Of note,\u00a0Punta Pacifica,<\/a>\u00a0a private facility in Panama City, is considered the most\u00a0technologically advanced hospital<\/a>\u00a0in Latin America and is affiliated with Johns Hopkins Hospital.<\/p>\n

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\n

Alas, outside Panama City, service options drop dramatically. Regional hospitals are located in places like\u00a0Los Santos<\/a>,\u00a0Colon<\/a>,\u00a0Chiriqui,<\/a>\u00a0and Veraguas, but in general, they\u2019re not as comprehensive as those in Panama City. However, in more rural areas, MINSA-led services are often the only option available for healthcare.<\/p>\n

3. Healthcare Comes From The Government And The Private Sector<\/h2>\n

Healthcare in Panama is provided by both the government and by private facilities.<\/p>\n

On the government side of things, two organizations are responsible for healthcare services. The Social Security Fund (Caja de Seguro Social<\/a>) acts as both a healthcare provider and a pension fund administrator. Its funding comes from both employers and employees and a bulk of the population is covered by its services.<\/p>\n

Meanwhile, the\u00a0Ministerio de Salud\u00a0<\/a>(MINSA) provides low-cost facilities for those not covered by the Social Security Fund, approximately 30% of the population.<\/p>\n

Together, the Social Security Fund and MINSA run about 850 facilities in Panama, ranging from small doctor\u2019s offices and mid-sized clinics to regional hospitals and the \u201cSalud\u201d clinics \u2013 community-based clinics in rural Panama.<\/p>\n

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On the private side, four major private hospitals provide healthcare to expats, tourists, and some local residents. Additionally, a private chain known as\u00a0MiniMed<\/a>\u00a0operates seven walk-in-style clinics.<\/p>\n

4. Both Private And Public Services Are Options For Expats<\/h2>\n

In some cases, expats living in Panama might have no choice but to use public facilities, especially if they\u2019re located in remote areas. However, for non-emergency care, most expats have the option of using either system.<\/p>\n

Public facilities are extremely inexpensive and, while basic in some cases, most are equipped to address routine healthcare concerns and more commonplace emergencies (though for serious situations, transfers to Panama City may be necessary). Depending on the size of the population served by the clinic or hospital, your wait for non-urgent appointments might range from same-day service to a wait of several weeks. Public hospitals offer modest accommodations for overnight patients, who can expect to share their room with one or perhaps several other patients.<\/p>\n

Private services, by contrast, offer a far greater level of privacy (including solo hospital rooms) and overall comfort. Waitlists are much shorter and patients have access to a greater range of specialists. However, the costs are considerably higher than in public facilities.<\/p>\n

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5. Public Healthcare Is Affordable<\/h2>\n
\"Facade
PEDIATRIC SPECIALTY HOSPITAL (MABELIN SANTOS \/ SHUTTERSTOCK.COM)<\/figcaption><\/figure>\n

Everyone wants to know how expensive medical care is in Panama. The short answer:\u00a0it depends<\/a>. The longer answer is that your costs depend on what facility you\u2019re in and how complicated your case is. In some cases, your treatment might even be free.<\/p>\n

Depending on\u00a0the terms of your visa<\/a>, you may be considered part of the Social Security program and, as such, could use public facilities for free. Any employee or business owner in Panama who pays into the Social Security Fund is covered by its services as well. It\u2019s well worth looking into the terms by which you\u2019re in the country!<\/p>\n

<\/div>\n

If you\u2019re not covered by the Social Security Fund, you can still use public services and pay as you go. As\u00a0a rough guide<\/a>, if you\u2019re visiting public facilities, you can expect a visit with a specialist to cost about $50 (or possibly much less), while a non-urgent visit with a GP to discuss a routine matter might be as little as $10. Emergency room visits are about $30 to $100, while sophisticated diagnostic testing like MRIs cost about $500.<\/p>\n

6. Private Options Vary In Price<\/h2>\n

If using the public system isn\u2019t right for you, the private system is available. Prices here can vary widely. For something simple, like seeing a doctor for a sprained ankle, you might pay double that of a public facility. But if you need sophisticated care (like being airlifted to a major hospital for complex surgery), the bill could be astronomical.<\/p>\n

If you don\u2019t have private health insurance, don\u2019t discount visiting a private facility on the assumption that it will be costly. You may just be able to receive excellent, comfortable care at what most expats consider to be a very low price. Panama law dictates that retirees are given a discount of 20% to 25% on healthcare services. Additionally, many private facilities offer discounts during special times of the year (like\u00a0reducing the cost of mammograms<\/a>\u00a0in October during Breast Cancer Awareness month). However, it\u2019s equally important you don\u2019t dismiss the importance of insurance by telling yourself that just about everything in Panama is cheap. That\u2019s not the case at all.<\/p>\n

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Many expats\u00a0take a hybrid approach\u00a0<\/a>to their care. They carry insurance for serious emergencies and set a high deductible so their monthly premiums stay low. However, for more run-of-the-mill problems, they pop into their local clinic (either public or private) and just pay out of pocket. This way, they have financial peace of mind in the tragic event of needing an air ambulance or being diagnosed with a condition like cancer, but they\u2019re keeping their overall costs affordable.<\/p>\n

7. Know Before You Go: 9-1-1 Works Differently In Panama<\/h2>\n

Unfortunately, Panama does not have a nationwide emergency hotline like 9-1-1. The service is available in Panama City, but there are limitations. If you use it, you\u2019ll have to speak in Spanish (which may be easier said than done if you are unwell or in shock) and give your precise address or directions to your location (which is definitely a challenge during an emergency, no matter what language you speak).
\nHowever, some cities offer\u00a0emergency hotlines for the expat community<\/a>, kind of like a private version of 9-1-1. You pay a small fee and your details are registered with the provider (down to your pet information, should emergency pet care be needed if you have to go to the hospital). Depending on your circumstances, this could be a valuable service.<\/p>\n

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Get Vaccinated and stay safe!!<\/p>\n\n

\n

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    Panama is a haven for expats, and it\u2019s not hard to see why. The weather is lovely (around<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[242,12,241,39,248,34,33,62,42,219,11,249,243,7,246,244,262,281],"class_list":["post-31645","post","type-post","status-publish","format-standard","hentry","category-news-articles-panama-perpsective","tag-boca-chica-real-estate","tag-boquete","tag-boquete-real-estate","tag-buenaventura","tag-casco","tag-casco-antiguo","tag-casco-viejo","tag-coffee-in-panama","tag-estate-homes-in-panama","tag-move-to-panama","tag-offshore-real-estate","tag-panama-offshore-real-estate","tag-panama-papers","tag-panama-real-estate","tag-relocate-to-panama","tag-rum-in-panama","tag-safety-in-panama-panama-real-estate-bocas-del-toro","tag-travel-to-panama-rent-in-boquete-expat-tourism"],"yoast_head":"\n7 Things You Need To Know About Healthcare In Panama -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/7-things-need-know-healthcare-panama\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Things You Need To Know About Healthcare In Panama\" \/>\n<meta property=\"og:description\" content=\"Panama is a haven for expats, and it\u2019s not hard to see why. 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