{"id":23027,"date":"2018-05-01T11:19:03","date_gmt":"2018-05-01T16:19:03","guid":{"rendered":"http:\/\/panamaadvisoryinternationalgroup.com\/blog\/?p=23027"},"modified":"2018-05-01T11:19:03","modified_gmt":"2018-05-01T16:19:03","slug":"early-retirement-david-panama-2000-month","status":"publish","type":"post","link":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/early-retirement-david-panama-2000-month\/","title":{"rendered":"Early Retirement in David, Panama on $2,000 a Month"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Nanette Witmer<\/a>\u00a0is an avid writer at International Living and covers a story about a couple who moved to David.<\/span><\/p>\n

Nita Sosebee and Bernie Gaider lived in Colorado Springs before moving to Panama<\/a> in January 2017. Both worked over 20 years in Colorado as software developers. \u201cWe were interested in trying out an early retirement, or at least reducing our work hours. But we knew if we stayed in the States, we would need to work full-time for another eight to 10 years,\u201d says Nita. \u201cWe also thought that moving to a foreign country would be an adventure, provide the opportunity to learn a foreign language, and be a good learning experience overall.<\/p>\n

\u201cNow our lifestyle is just so much more relaxed than it used to be. And eating more at home and being active has been a boon for our health. We\u2019ve become friends with many wonderful people and our life here continues to evolve and improve.<\/p>\n

\u201cWe chose David<\/a>, in Chiriqu\u00ed province, because we liked the variety that it provides. We can be at the beach, in a city, or in the mountains within an hour\u2019s drive.\u201d<\/p>\n

The couple has decided to rent until they get to know the region better. \u201cIt took us a little while to figure out how we wanted to spend our time,\u201d says Nita, \u201cand where we should live to allow us to be active and involved. I was also working part-time for the first six months that we were here, so that cut into the time we had to explore. Now, though, we live in a great neighborhood that has shopping nearby and has two big parks that provide a great walking area for us and our dog.<\/p>\n

\u201cOur weekly schedule usually includes tennis, pickleball, hiking, a movie, and a day at the beach.\u201d<\/p>\n

\u201cExpenses are quite low compared to the U.S.,\u201d Nita says. \u201cOur normal monthly expenses are usually around $2,000. Our rent is $700 for a three-bedroom, two-bathroom house with a large, fenced-in lot. We use air conditioning in each room of the house, so our electric bill runs just under $100. Water and trash is $20. We pay about $60 a month for 10Mbps internet and cable. Groceries and household purchases tend to run between $400 and $500. Phone runs us $22 ($11 each). We purchased worldwide health insurance, but many people here don\u2019t. The policy for both of us combined is $145 a month.\u201d<\/p>\n

That health insurance policy covers Nita and Bernie when they travel to other countries or back to the U.S., as well as for care in Panama<\/a>. \u201cWe have only seen a medical doctor for minor issues but were impressed with the amount of time the doctor actually spends with you, instead of a nurse or an assistant. The office visit was $12 without any insurance. That is not a copay. It is the actual cost of the doctor\u2019s visit. I paid $50 for a blood test and $20 for my antibiotics,\u201d Nita says.<\/p>\n

\u201cThe Panama experience can vary widely, based on how much you want to spend and what your expectations are,\u201d says Nita. \u201cWe moved into a Panamanian-style house in a middle-class neighborhood in David, and it is night and day different to the North American-style housing you can get in some of the gated communities. Of course, the related cost is significantly different, too. But mostly, don\u2019t expect the culture to adjust to you. Do your homework, set those expectations realistically, and you very likely won\u2019t be disappointed.\u201d
\n\n

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    Nanette Witmer\u00a0is an avid writer at International Living and covers a story about a couple who moved to<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[10,12,247,241,39,248,34,33,62,42,219,11,249,243,7,246,244,44],"class_list":["post-23027","post","type-post","status-publish","format-standard","hentry","category-news-articles-panama-perpsective","tag-bocas-del-toro","tag-boquete","tag-boquete-boca-chica-real-estate","tag-boquete-real-estate","tag-buenaventura","tag-casco","tag-casco-antiguo","tag-casco-viejo","tag-coffee-in-panama","tag-estate-homes-in-panama","tag-move-to-panama","tag-offshore-real-estate","tag-panama-offshore-real-estate","tag-panama-papers","tag-panama-real-estate","tag-relocate-to-panama","tag-rum-in-panama","tag-travel-to-panama"],"yoast_head":"\nEarly Retirement in David, Panama on $2,000 a Month - Blog 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