{"id":11167,"date":"2014-08-19T14:23:41","date_gmt":"2014-08-19T19:23:41","guid":{"rendered":"http:\/\/panamaadvisoryinternationalgroup.com\/blog\/?p=11167"},"modified":"2014-08-19T14:23:41","modified_gmt":"2014-08-19T19:23:41","slug":"retired-and-bored-panama-may-not-meet-your-expectations","status":"publish","type":"post","link":"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/retired-and-bored-panama-may-not-meet-your-expectations\/","title":{"rendered":"Retired and Bored: Panama May Not Meet Your Expectations"},"content":{"rendered":"

\"PANAMA75\"<\/a><\/p>\n

While I sometimes take the things that are put out by International Living with a grain of salt, this is a good article written by Jessica Ramesch at IL.<\/span><\/p>\n

As International Living\u2019s<\/em> Panama Editor, I travel several times a year to speak at conferences. Often the image people have is of a country with pretty beaches, plenty of palm trees\u2026and not much else. One of the questions I get most is: \u201cWill I be bored there?\u201d<\/p>\n

If you\u2019re expecting to take it easy and have a quiet retirement, you may want to think again. Bluntly speaking, it\u2019s nearly impossible to be bored or even inactive here.<\/span><\/p>\n

Near-constant sunshine and the world\u2019s most modern conveniences make Panama a social and happening kind of place. Retiree expats tend to be busier here than they were back home. There\u2019s something about Panama that makes residents\u2014retired or otherwise\u2014want to get out there. The difference is, we\u2019re all busy doing things we want to do\u2014not competing in the proverbial rat race.<\/p>\n

When the roads are excellent and distances small, it\u2019s hard to turn down fun invitations. And in parts of Panama City, the sleek metro line can have you there in minutes. Even if you\u2019re new, it\u2019s easy to sign up for events and make friends. Getting on mailing lists online or at museums and the like is easy. Now I get up to a dozen notifications a week. They arrive to my email inbox courtesy of Panama\u2019s excellent telecommunications coverage (and that includes cell phone signals).<\/p>\n

Free gallery openings, restaurant inaugurations, irreverent plays, beach parties, sporting events\u2026 There\u2019s so much going on, I\u2019m hard-pressed to choose. I\u2019ve been to see everything from Mixed Martial Arts (MMA) to Madame Butterfly.<\/p>\n

Outside of the city the options are no less varied, though more centered on the great outdoors. Take your pick: there\u2019s rock climbing in Boquete, hiking in El Valle, white-water rafting, surfing, birding, tennis, biking, golf\u2026everything imaginable. Oh, and over 700 fairs and festivals a year. If you\u2019re interested in folklore, local art, traditional music and dance, or even eating your way through Panama (my personal favorite), the fiestas and carnivals are the places to do it!<\/p>\n

To me, it\u2019s no wonder Panama currently ranks number one on International Living\u2019s<\/em> annual Global Retirement Index. Sure, it comes as a surprise to many to learn that a place this safe, modern, and inexpensive exists\u2026just a three-hour flight from Miami. But I\u2019ve been living in and writing about Panama for over eight years now and I\u2019ve seen the truth first-hand.<\/p>\n

Not only is Panama close to home for many potential expats, but it\u2019s also a major flight hub. If you have a hankering to see the world\u2014or need to travel for business\u2014there\u2019s no better base. I\u2019ve flown direct to Chicago, Las Vegas, Los Angeles, New York, and Quito. What I\u2019m really itching to do is try direct flights to Boston, Paris, Amsterdam, Madrid, Toronto, Montreal, Buenos Aires, and more. I\u2019ll get around to them all\u2026eventually.<\/p>\n

For every trip I buy excellent travel insurance from a local provider. Insurance plans here\u2014for travel, health, home, auto, and more\u2014are high quality, and can cost 50% less than what you\u2019d pay in the U.S.<\/p>\n

If you\u2019re a resident under the age of 65, health insurance can cost you as little as $80 a month. And I\u2019m talking a good plan, with immediate discounts on already inexpensive consults, procedures, medication, lab work, and more. I use my plan to get 20% off every time I buy medication. I simply make sure to go to a participating pharmacy (they\u2019re quite conveniently located).<\/p>\n

As for doctors, I\u2019ve been able to find general practitioners and specialists I really like\u2014for myself and for family members, too. We\u2019ve seen allergy specialists, dermatologists, ear-nose-and-throat doctors, even neurosurgeons at Panama\u2019s top hospitals. With an insurance co-pay, I\u2019ve shelled out just $10 to $17 for these visits. I\u2019m fluent in Spanish by now, but many of the doctors I\u2019ve met speak English. That means I\u2019ve been able to recommend them to not-so-fluent friends.<\/p>\n

If you have a pension, you can save even more than I do in Panama. Simply apply for your Panama residence via the famed Pensionado<\/em> Program. It\u2019s easy to qualify if you receive a pension of at least $1,000 a month. Once you\u2019re a resident member, you will have instant access to the same discounts Panamanian pensioners enjoy.<\/p>\n

Transportation, dining, lodging, entertainment, health care\u2026Panama\u2019s retiree discounts cover every area imaginable. Get 20% off medical consults, 25% off your monthly power bill, 25% off restaurant meals, and 50% off movie tickets. If you spend a lot on these things (and most of us do), it\u2019s not hard to imagine how these savings could add up.<\/p>\n

So what will you occupy your mind with when you no longer have to worry about being able to afford health care and other needs and wants? Do as we do: throw yourself into Panama\u2019s rich social and cultural life. You\u2019ll find that here it\u2019s easy to gravitate toward other, more enjoyable pursuits.<\/p>\n

Those of us who live here full-time are involved in every kind of activity imaginable. Charitable organizations, national or religious societies, game and sports clubs\u2026you name it, you can find it here. I divide my time between my Boozy Book Club, my Professional Women\u2019s Group, and a new interest: watching futbol (formerly known to me as soccer) with a few die-hard fans.<\/p>\n

Sure, if you want to be retired and bored, you can do that here\u2026or anywhere, really. But I\u2019m warning you, Panama is full of temptations. And most of us who live here ended up giving in without a fight.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

While I sometimes take the things that are put out by International Living with a grain of salt,<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-11167","post","type-post","status-publish","format-standard","hentry","category-news-articles-panama-perpsective"],"yoast_head":"\nRetired and Bored: Panama May Not Meet Your Expectations - Blog and Newsletter<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/panamaadvisoryinternationalgroup.com\/blog\/retired-and-bored-panama-may-not-meet-your-expectations\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retired and Bored: Panama May Not Meet Your 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